LUXPOS vs Viva.com
A payments-focused acquirer versus a complete, localised POS.
Viva.com (Viva Wallet) is a payments and acquiring provider with Tap-to-Pay on iPhone; it advertises reduced card fees under conditions (per their official website). LUXPOS is a complete, localised POS: Luxembourg VAT, Chèque Repas, floor plan, loyalty and accounting.
One account, not five tools
Till, loyalty, accounting and banking in one.
Made in Luxembourg
Support and updates from your own region.
VAT & eCDF built in
17 / 14 / 8 / 3% ready from day one.
14 days free
Self-serve, no card, no commitment.
Side-by-side comparison
| LUXPOS | Viva.comOfficial website | |
|---|---|---|
| Pricing model | Clear online flat pricing | Acquiring / payments-focused |
| Monthly price | €39 to €129 excl. VAT / mo | Depends on payment offer |
| Transaction fee | 2.9% + €0.25 per card | Reduced fees under conditions (see Viva.com) |
| Hardware needed | None · iPhone Tap-to-Pay | None (Tap-to-Pay) or terminal |
| Tap-to-Pay on iPhone | Yes, by default | Yes (on iPhone) |
| Luxembourg VAT presets | Yes · 17 / 14 / 8 / 3% | Generic |
| Chèque Repas / Pluxee | Yes | Not preset |
| Loyalty / wallet | Yes · Apple & Google Wallet | Not a core feature |
| Accounting built in | Yes (LUXPOS Books & LUXPOS One) | Out of scope (payments provider) |
| Languages | 5 (FR, DE, EN, IT, PT) | Several |
| Hosting / GDPR | EU · GDPR compliant | Cloud (EU) |
| Free trial | 14 days | Offer-dependent |
| Local support | Yes · made in Luxembourg | International support |
Comparison based on publicly available information as of June 2026. All trademarks and product names belong to their respective owners; LUXPOS is not affiliated with them. Competitor details may change: please verify on the provider's official website. Any competitor prices shown are indicative and subject to the provider's own terms. Viva.com · Official website
Choose LUXPOS if…
- You want a real POS, not just acquiring.
- You need Luxembourg VAT and Chèque Repas.
- You want floor plan, loyalty and accounting built in.
- You want local support and local languages.
Viva.com may fit if…
- Your priority is taking card payments at the best cost.
- Their reduced card fees under conditions appeal to you.
- You don't need full POS software.
Try LUXPOS free
14-day trial, no hardware to buy. Take your first payment today on your iPhone.
Frequently asked questions
Is Viva.com a POS?+
Viva.com is mainly a payments acquirer with Tap-to-Pay. LUXPOS is a complete, localised POS software.
Are the reduced card fees real?+
Viva.com advertises reduced fees under conditions; the exact terms are on their official website. Compare based on your situation.
Does LUXPOS support Chèque Repas?+
Yes, Chèque Repas / Pluxee is supported natively.
Can I try LUXPOS free?+
Yes, a 14-day self-serve trial.