LUXPOS vs SumUp
A great card reader versus full POS software.
SumUp is known for simple card readers and its POS Pro offering. LUXPOS goes further on software: floor plan, kitchen tickets, Z-report, Luxembourg VAT, loyalty and accounting, while also doing Tap-to-Pay.
One account, not five tools
Till, loyalty, accounting and banking in one.
Made in Luxembourg
Support and updates from your own region.
VAT & eCDF built in
17 / 14 / 8 / 3% ready from day one.
14 days free
Self-serve, no card, no commitment.
Side-by-side comparison
| LUXPOS | SumUpOfficial website | |
|---|---|---|
| Pricing model | Clear online flat pricing | Reader + POS Pro (subscription) |
| Monthly price | €39 to €129 excl. VAT / mo | POS Pro: subscription (see SumUp pricing) |
| Transaction fee | 2.9% + €0.25 per card | Per-transaction fee (see SumUp pricing) |
| Hardware needed | None · iPhone Tap-to-Pay | Card reader (often) |
| Tap-to-Pay on iPhone | Yes, by default | Yes (Tap to Pay) |
| Luxembourg VAT presets | Yes · 17 / 14 / 8 / 3% | Generic |
| Chèque Repas / Pluxee | Yes | Not preset |
| Loyalty / wallet | Yes · Apple & Google Wallet | Not a core feature |
| Accounting built in | Yes (LUXPOS Books & LUXPOS One) | Not a full accounting suite |
| Languages | 5 (FR, DE, EN, IT, PT) | Several |
| Hosting / GDPR | EU · GDPR compliant | Cloud (EU) |
| Free trial | 14 days | Offer-dependent |
| Local support | Yes · made in Luxembourg | International support |
Comparison based on publicly available information as of June 2026. All trademarks and product names belong to their respective owners; LUXPOS is not affiliated with them. Competitor details may change: please verify on the provider's official website. Any competitor prices shown are indicative and subject to the provider's own terms. SumUp · Official website
Choose LUXPOS if…
- You want full POS software, not just a reader.
- You need a floor plan, kitchen tickets and a Z-report.
- You want Luxembourg VAT and Chèque Repas.
- You want loyalty wallet and accounting built in.
SumUp may fit if…
- You mainly want to take card payments, very simply.
- You run a mobile or feature-light business.
- You like the SumUp reader hardware.
Try LUXPOS free
14-day trial, no hardware to buy. Take your first payment today on your iPhone.
Frequently asked questions
Is SumUp just a card reader?+
SumUp also offers POS Pro, but stays payments-centric. LUXPOS is first and foremost full POS software.
Are SumUp's transaction fees lower?+
Rates vary by plan and volume: check SumUp's official pricing against ours. LUXPOS also brings the full POS software around the payment. Compare based on your needs.
Does LUXPOS also do Tap-to-Pay?+
Yes, Tap-to-Pay on iPhone is included by default.
Is Chèque Repas supported?+
Yes, Chèque Repas / Pluxee is supported natively.