LUXPOS vs Axepta BNP Paribas
Bank-grade terminals and acquiring versus full POS software on your iPhone.
Axepta (BNP Paribas) offers bank-grade payment terminals and acquiring, but not full POS software. LUXPOS brings the complete till to your iPhone, with no terminal rental, plus Luxembourg VAT and Chèque Repas.
One account, not five tools
Till, loyalty, accounting and banking in one.
Made in Luxembourg
Support and updates from your own region.
VAT & eCDF built in
17 / 14 / 8 / 3% ready from day one.
14 days free
Self-serve, no card, no commitment.
Side-by-side comparison
| LUXPOS | Axepta BNP ParibasOfficial website | |
|---|---|---|
| Pricing model | Clear online flat pricing | Terminals / bank acquiring |
| Monthly price | €39 to €129 excl. VAT / mo | Contract-based (often rental) |
| Transaction fee | 2.9% + €0.25 per card | Per acquiring contract |
| Hardware needed | None · iPhone Tap-to-Pay | Payment terminal |
| Tap-to-Pay on iPhone | Yes, by default | Offer-dependent |
| Luxembourg VAT presets | Yes · 17 / 14 / 8 / 3% | Out of scope (acquiring, not a POS) |
| Chèque Repas / Pluxee | Yes | Out of scope |
| Loyalty / wallet | Yes · Apple & Google Wallet | Out of scope (not a POS) |
| Accounting built in | Yes (LUXPOS Books & LUXPOS One) | Out of scope (not a POS) |
| Languages | 5 (FR, DE, EN, IT, PT) | Vendor-dependent |
| Hosting / GDPR | EU · GDPR compliant | Bank |
| Free trial | 14 days | Not stated publicly |
| Local support | Yes · made in Luxembourg | Yes (bank) |
Comparison based on publicly available information as of June 2026. All trademarks and product names belong to their respective owners; LUXPOS is not affiliated with them. Competitor details may change: please verify on the provider's official website. Any competitor prices shown are indicative and subject to the provider's own terms. Axepta BNP Paribas · Official website
Choose LUXPOS if…
- You want POS software, not just a terminal.
- You'd rather take payments on iPhone without renting hardware.
- You want VAT, Chèque Repas, loyalty and accounting built in.
- You want to start self-serve with a 14-day trial.
Axepta may fit if…
- You want acquiring and terminals from a major bank.
- You already have POS software and only need acquiring.
- An integrated banking relationship matters to you.
Try LUXPOS free
14-day trial, no hardware to buy. Take your first payment today on your iPhone.
Frequently asked questions
Is Axepta POS software?+
Axepta mainly provides terminals and bank acquiring. LUXPOS is the POS software that runs on your iPhone.
Do I have to rent a terminal?+
With LUXPOS, no: Tap-to-Pay on iPhone is included. An optional terminal is available if needed.
Can the two be combined?+
Depending on your needs, you can run a POS like LUXPOS and a separate acquiring solution. Contact us to discuss.
Is there a free trial?+
Yes, LUXPOS offers a 14-day trial.